Save on top brands with your SPC card
Choose the SPC membership that works for you.
Compare SPC and SPC+ to see which membership option suits you best. Discover the discounts, benefits, and yearly savings available at 450+ brands across Canada.
| Discounts (up to) | 25% off | 30% off |
| Yearly savings (average) | $250 | $340* |
| In-store discounts (exclusive to SPC) | ||
| 450+ brands | ||
| Cash prizes, gift packs, and experiences | ||
| Access to contests and giveaways | ||
| Annual membership | $11.99/annually | Free with CIBC |
| Get started | Learn more |
*Average annual savings of up to $343 are based on an estimated annual spend of $1372.21 where clients receive an average discount up to 25%. Average annual savings are calculated as following: Average annual spend before discount of $1372.21 x Average SPC membership discount of up to 25% = Average annual savings of $343 per client.
Frequently asked Questions
Is an SPC membership actually worth the $11.99 fee?
+
Yes. With unlimited discounts at over 450 brands across Canada, the average student saves over $250 a year. Your $11.99 membership easily pays for itself after just one or two purchases, making it a guaranteed return on your investment.
What's the difference between SPC and SPC+ membership?
+
The Standard SPC membership costs $11.99/year and gives you access to thousands of everyday student discounts. SPC+ is a premium, free upgrade exclusively for eligible CIBC clients, offering larger discounts, VIP experiences, and special giveaways you can't get with the standard tier.
How do I claim my free CIBC SPC+ membership?
+
First, create an SPC account. Next, visit the SPC+ page and follow the prompt to log into your CIBC online banking. Once your student or youth account status is verified, your free SPC+ membership unlocks immediately.
How do I activate a membership bought in-store or at school?
+
If you have a physical SPC membership card, select the "Activate Here" option on this page. You will just need to enter the 16-digit membership number and CSV code found on your card to link it to your account and start saving.
How long is my membership valid, and does it auto-renew?
+
Your membership gives you a full 365 days of savings from the date you activate it. Standard $11.99 online memberships are set to auto-renew annually for your convenience, while CIBC SPC+ memberships auto-renew for free as long as your bank account remains eligible.