CIBC Dividend® Visa* for Students: Get $150† cash back + free‡ SPC+

Apply for the CIBC Dividend® Visa* Card for Students and get a free‡ SPC+ membership—unlocking up to 30%◊ off at 450+ top brands across Canada.

Key CIBC Benefits:

  • Get $150† cash back after meeting the minimum requirements
  • No annual fee for students
  • Free‡ SPC+: The ultimate student discount card upgrade
  • Earn cash back on everyday purchases, including gas, groceries, transportation, dining, and more
CIBC Dividend Visa Offer
CIBC Dividend Visa Offer
Students shopping

Your 3-Step Path to Cash-Back Savings

1

Create your SPC account

Easy access to connecting you to the offer.

2

Apply for the CIBC Dividend® Visa* Card

Start earning cash back instantly and qualify for your $150† welcome bonus.

3

Get SPC+ free

Register for SPC+ after your CIBC credit card is approved, for discounts of up to 30% off◊.

CIBC Dividend Visa Card

Why students choose the CIBC Dividend® Visa*

Earn rewards on everyday spending, plus student discounts!

cash bonus

Get $150† cash back
(After meeting the minimum spend requirement.)

savings

Free SPC+
(Average yearly savings $340**)

no fees

Pay no annual fee and get cash back on gas, groceries, dining, transit, and more

Never miss a deal

**Average annual savings of up to $343 are based on an estimated annual spend of $1372.21 where clients receive an average discount up to 25%. Average annual savings are calculated as following: Average annual spend before discount of $1372.21 x Average SPC membership discount of up to 25% = Average annual savings of $343 per client.
◊/† Terms and conditions apply.

SunMonTueWedThuFriSat
281234567891011121314151617181920212223242526272829303112345678910