CIBC Best Student Life Bundle: Get up to $325† & free‡ SPC+
The CIBC Best Student Life Bundle combines everyday student banking and a student credit card—helping you earn up to $325† in bonuses and unlock a free‡ SPC+ membership to save up to 30%◊ at 450+ top brands across Canada.
Key CIBC Benefits:
- $125† cash when you open a CIBC Smart™ Start Account
- $150† in value with the CIBC Adapta™ Mastercard®
- $50† bundle bonus when you complete CIBC requirements
- No monthly fees until age 25††
- Free‡ SPC+: The ultimate student discount card upgrade
Your 3-Step path to Maximum Student Rewards
Create your SPC account
Get started with easy access to student banking and exclusive rewards.
Open CIBC Smart™ Start account & apply for the CIBC Adapta™ Mastercard®
Earn $125† cash with no monthly fees until age 25†† and get $150† in value with the CIBC Adapta™ Mastercard®.
Upgrade to SPC+
Once your CIBC account and/or card is approved, register for free‡ SPC+ membership to unlock up to 30%◊ in student savings.
Why students choose the CIBC Best Student Life Bundle
Everything you need to manage money, earn rewards, and save more - built for student life.
bigger bonuses
Earn up to $325† total with the Smart™ Start Account, CIBC Adapta™ Mastercard®, and bundle bonus.
premium savings
Free SPC+
(Average yearly savings $340**)
student-friendly fees
Enjoy no monthly banking fees until age 25†† and no annual fee on the student credit card.
Never miss a deal
**Average annual savings of up to $343 are based on an estimated annual spend of $1372.21 where clients receive an average discount up to 25%. Average annual savings are calculated as following: Average annual spend before discount of $1372.21 x Average SPC membership discount of up to 25% = Average annual savings of $343 per client. †† Monthly account fee is rebated until age 25. Regular CIBC Smart Account fees will apply thereafter. †/*/◊Terms and conditions apply.
