SPC+ Study Money Contest

OFFICIAL CONTEST RULES AND REGULATIONS SPC+ ‘Study Money’ Contest 1. The Contest starts on June 30th, 2020 at 12:01 AM EST and ends on July 31st, 2020 11:59 PM EST (the “Overall Contest Period”). By participating in the Contest, each entrant agrees to abide by and be bound by these Official Contest Rules. Entrants further agree to abide by and be bound by all decisions of the Student Price Card Ltd. (“SPC”, or the “Sponsor”), which shall be final and binding, without right of appeal, in all matters relating to this Contest and the awarding of the prize, including without limitation eligibility and/or disqualification of entries. 2. Limit one (1) entry per person, regardless of method of entry. PRIZES There are five (5) prizes available to be won, each consisting of $5,000 which will be awarded in the form of a cheque. ELIGIBILITY This Contest is only open to legal residents of Canada who are over the age of 14 at the time of entry and are existing SPC+ members. Excluded from eligibility are the officers, directors, employees, assigns, agents and representatives of Sponsor, the Canadian Imperial Bank of Commerce (“CIBC”) any Contest judges, and each of their respective parents, subsidiaries, affiliates, advertising and promotion agencies (collectively, the "Contest Parties"), and members of the immediate families (defined as parents, siblings, children and spouses, regardless of where they live) or households (whether or not related) of such officers, directors, employees, agents and representatives. HOW TO ENTER NO PURCHASE NECESSARY To enter the Contest without being an SPC+ Member: print your Full Name, Age, Street Address and Unit Number, City, Province, Postal Code, Daytime Telephone Number including Area Code and E-mail Address, on a plain white piece of paper, and mail it, bearing sufficient postage, to: SPC Study Money Contest, 999 Edgeley Blvd, Unit 1, Suite A, Vaughan, Ontario, L4K 5Z4. Limit one (1) mail-in entry per person. All mail in entries must be received no later than July 31st 12 AM EST. 1. Visit spccard.ca/deals via web or visit the SPC app to enter the giveaway. Complete the entry form with your name, age, email address, address and phone number. 2. On August 4, 2020 at 12 PM EST at 999 Edgeley Blvd Unit 1, Concord, ON L4K 5Z4, Sponsor will randomly select five (5) potential winners from among all eligible entries received. If your entry has been selected as eligible to win a Prize, you will be notified by email. Up to two (2) attempts will be made to contact potential winners at the e-mail address provided. If the potential winner cannot be contacted within two (2) days, he/she is no longer eligible to win a Prize in this Contest. No communication will be entered into except with the selected entrants. 3. In order to be declared a winner, a selected entrant must correctly answer, unaided whether mechanical or otherwise, a time-limited mathematical skill-testing question to be administered at a mutually convenient time over the telephone with Sponsor or its representative. There will be only one (1) opportunity to answer the mathematical skill-testing question. Selected entrants may also be required, in Sponsor’s sole discretion, to sign and return to Sponsor, within three (3) business days of it being sent by Sponsor, a written declaration and release form, releasing the Sponsor and the Contest Parties from any liability in connection with this Contest or the use, misuse, awarding or possession of any prize and confirms compliance with the Contest Rules (the “Release”). 4. If a potential winner cannot be contacted within the specified time, is unable to correctly answer the skill-testing question, otherwise fails to comply with these Contest Rules, fails to sign and return a Release (if applicable) or if any prize or prize notification is returned as undeliverable, Sponsor shall have the right to disqualify that entrant and to randomly draw another eligible entry in accordance with these Contest Rules. By entering, you agree that if the selected entrant is disqualified and the prize is forfeited for any reason, the Sponsor shall be fully and completely released and discharged from any liability or responsibility in this regard. 5. The odds of winning depend on the number of eligible entries received during the Overall Contest Period. General Rules I. All entries become the property of the Sponsor and none shall be returned. II. All decisions regarding this Contest and the selection of the winners remain with the Sponsor and its promotional agencies and are final. III. No Prize substitutions will be made, except for the right of the Sponsor to make a Prize substitution of equivalent or greater value in the event a Prize is unavailable for reasons beyond the Sponsor’s control. The Prizes must be accepted as awarded and may not be substituted or transferred, except at Sponsor’s sole discretion. Any other costs or expenses associated with the Prize not specified herein will be the responsibility of the selected winner. IV. The Contest Parties are not responsible for printing, distribution or production errors and may subject to the approval of the Régie des alcools, des courses et des jeux (the “Régie”) with respect to legal residents of Quebec, terminate or withdraw this Contest without liability at their sole discretion. V. LIMITATION OF LIABILITY AND RELEASE: BY PARTICIPATING IN THIS CONTEST, THE ENTRANTS AGREE TO RELEASE, DISCHARGE, INDEMNIFY, AND HOLD HARMLESS THE SPONSOR, CONTEST PARTIES, CIBC, FACEBOOK, TWITTER AND INSTAGRAM, AND EACH OF THEIR RESPECTIVE DIRECTORS, OFFICERS, EMPLOYEES AND ASSIGNS FROM AND AGAINST ANY AND ALL CLAIMS AND LIABILITY FOR ANY INJURIES, LOSSES OR DAMAGES OF ANY KIND (INCLUDING DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL OR PUNITIVE DAMAGES) TO PERSONS OR PROPERTY ARISING OUT OF OR IN ANY WAY CONNECTED WITH ENTRANT’S PARTICIPATION IN THE CONTEST, THE OPERATION OF THIS CONTEST, OR USE/MISUSE OF ANY PRIZE. PRIZE WINNERS ASSUME ALL LIABILITY FOR ANY INJURY OR DAMAGE CAUSED, OR CLAIMED TO BE CAUSED, BY PARTICIPATION IN THIS CONTEST OR USE OR REDEMPTION OF A PRIZE. FURTHER, BY PARTICIPATING IN THIS CONTEST, ENTRANTS AGREE THAT SPONSOR, CONTEST PARTIES HAVE NO LIABILITY WHATSOEVER FOR, AND SHALL BE HELD HARMLESS BY ENTRANTS AGAINST, ANY LIABILITY FOR ANY INJURIES, LOSSES OR DAMAGES OF ANY KIND (INCLUDING DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL OR PUNITIVE DAMAGES) TO PERSONS OR PROPERTY RESULTING FROM: A) ENTRY OR PARTICIPATION IN THIS CONTEST OR B) ANY CLAIMS BASED ON PERSONALITY OR PRIVACY RIGHTS, DEFAMATION OR PRIZE DELIVERY. Without limiting the foregoing, Sponsor, and the Contest Parties shall not be responsible for: (a) any incomplete or inaccurate information that is caused by any of the equipment or programming associated with or utilized in the Contest, or by any technical or human error which may occur in the processing of submissions in the Contest; (b) lost, interrupted, or unavailable network, server, service provider, on-line systems, telephone networks or telephone lines, or any other connections; (c) the theft, destruction, loss or unauthorized access to, or alteration of, entries; (d) illegible, misdirected or late entries; (e) any problems with, or malfunctions or failures of, telephone networks or lines, computers or computer on-line systems, servers or providers, computer equipment, software, viruses or bugs; (f) garbled transmissions or miscommunications; (g) failure of any e-mail to be received by or from Sponsor for any reason, including but not limited to traffic congestion on the Internet or at any website or combination thereof or technical incompatibility; (h) damage to a user's computer equipment (software or hardware) occasioned by participation or downloading of materials related to this Contest; (i) printing, distribution, programming or production errors, and any other errors or malfunctions of any kind, whether human, mechanical, electronic or otherwise; or (i) technical, pictorial, typographical or editorial errors or omissions contained herein. VI. The Sponsor reserves the right to disqualify any individual that it finds to be violating these official Contest Rules, tampering with the entry process or tampering with the operation of any Contest related website. The Sponsor reserves the right to refuse an entry from a person whose eligibility is in question or who has been disqualified or is otherwise ineligible to enter. Any attempt by anyone to deliberately alter or damage any Contest related website and/or to undermine the legitimate operation of this Contest is in violation of criminal and civil laws and the Sponsor reserves the right to seek damages or other legal remedy to the fullest extent permitted by law. VII. Winning a prize is contingent on fulfilling all the requirements set forth herein. Mass entries, automated entries, entries submitted by third parties, and any entries or prize claims that are late, incomplete, fraudulent, illegible, unidentified or delayed will be void. All entries and prize claims are subject to verification. Proof of entry submission does not constitute proof of receipt. VIII. Sponsor reserves the right to correct any typographical, printing, computer programming or operator errors. Sponsor's failure to enforce any term of these official Contest Rules shall not constitute a waiver of that provision. The invalidity or unenforceability of any provision of these official Contest Rules shall not affect the validity or enforceability of any other provision. If any provision of the official Contest Rules is determined to be invalid or otherwise unenforceable, then the official Contest Rules shall be construed in accordance with their terms as if the invalid or unenforceable provision was not contained therein. I. This Contest and the terms and conditions contained in these official Contest Rules, shall be exclusively governed by and construed in accordance with the laws of the Province of Ontario, Canada and the federal laws of Canada applicable therein. Any dispute arising hereunder shall be adjudicated solely in the applicable court in Toronto, Ontario, Canada. II. PRIVACY: Entrants hereby agree and consent to the collection of his/her personal information for the purposes of administrating this Contest and prize fulfillment unless the entrant has lawfully consented to the use of their personal information for other purposes listed at the time of consent, as permitted by the Personal Information Protection and Electronics Documents Act and other applicable legislation. Prize Winners’ information shall be disclosed to the Sponsor specifically the Prize Winner’s name, mailing address, telephone number and/or e-mail address, as this information is required to award a Prize in this Contest. For more details on Sponsor’s privacy practices, visit https://www.spccard.ca/privacy. III. Where applicable, this Contest is subject to all federal, provincial and municipal laws. IV. This Contest is not sponsored, endorsed or administered by Facebook, Twitter or Instagram. V. Legal Residents of Quebec Only: Any dispute regarding the organization of a promotional contest may be submitted to the Régie des alcools, des courses et des jeux for a ruling. Any dispute regarding the awarding of a prize may be submitted to the Régie only for the purpose of helping the parties reach a settlement.