GET  DISCOUNTS  AND  EARN  REWARDS with a no-fee BMO® SPC  MasterCard®*!

The no-fee BMO SPC MasterCard includes:


  • No annual fee
  • FREE built-in SPC Card discounts: There’s no need to buy an SPC Card each year to get discounts of 10-15% at hundreds of retailers and restaurants across Canada
  • Earn your choice of rewards: Get 0.5% CashBack® on every card purchase, or 1 AIR MILES®† reward mile for every $20 you spend on the card


Get the card that supports your school!


With a BMO affinity credit card, a percentage of every credit card transaction
goes to your school.
Help your school offer programs for students and alumni at no additional cost to you.

List of schools


*Applicant must be age of majority in the province in which he/she resides.

® Registered trade-mark of Bank of Montreal.
®* MasterCard is a registered trademark of MasterCard International Incorporated. ®†TM Trademarks of AIR MILES International Trading B.V. Used under license by LoyaltyOne, Inc. and Bank of Montreal.


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